The online lending industry has expanded in recent years. Consumers want more lending options from banks. Borrowing money from a traditional bank takes more time than many consumers realize. Borrowing from an online bank is an easy way to save both time and money. It is also much easier to compare lending options online.
GreenSky is one of the most successful banks in the online lending industry. The company was founded in 2006, and it has increased sales each year since then. The company is based in Atlanta, Georgia. However, GreenSky serves customers all over the world. The GreenSky credit program is one of the most successful lending services the company offers.
When applying for a loan with GreenSky, the bank will ask a series of financial questions. Customers who have a healthy credit score will qualify for more lending options. The GreenSky credit program has strenuous rules for borrowers to follow. The leaders of GreenSky noticed that many online banks went out of business due to bad lending practices. Instead of taking this approach, the GreenSky credit program requires borrowers to have a solid financial background.
What are the Loans For?
One of the most common reasons that customers utilize the GreenSky credit program is for housing improvements. Many people have equity in their house that they want to use. With housing values increasing across the country, improving a home seems like a logical financial decision.
GreenSky offers multiple home equity lending options for customers. The company also has a dedicated customer service team ready to answer any questions from clients.
CEO of GreenSky
The CEO of GreenSky is also the founder. He had a goal to change the banking industry by offering online products with few fees. He also wanted to start a bank that focused on customer service. Although he has numerous goals for the coming years, he is proud of his success so far with GreenSky.
The Academy of Art University (AAU) has taken up residence in San Francisco, California, since 1929. AUU gives people who have interest in design, communication, and arts the opportunity to receive an excellent education and earn a bachelor’s and master’s degree. AAU has been offering online arts education since 2002. The school helps their current students and alumni showcase their work by holding roughly 70 art shows and exhibitions in San Francisco per year. AAU prides itself on its diverse culture with over 112 countries being represented at the university.
At Academy of Art Institute five basic beliefs are held. First, there is a no-barrier admission process; the only requirement for acceptance is a passion for the arts and the drive to learn. Second, a firm belief in community support; they encourage the development of creativity by holding an atmosphere of support and collaboration. Third, a belief that there are ethics in the arts; they believe it is critical to teach and hold their students to high ethical standards of personal a professional integrity. Fourth, the belief that you can learn from current professionals; AAU’s faculty is made up of experts who hold and maintain careers on the leading edge of industry trends. Last, is the belief in an urban citizen; meaning that they give back to the culture in the spirit of generosity and compassion.
The Academy of Arts University’s School of Game Development has created a smart device application called Tenderfeels. The goal of this application is to help make the Tenderloin District of San Francisco safer. As it stands, the Tenderloin district is considered unsafe and disgusting. In addition, this neighborhood has the highest poverty and violent crime rate in the city. That’s where Tenderfeels comes in.
Tenderfeels uses AR to create real-time data from the residents who reside in the Tenderloin district as they share their moods relating to their current surroundings. The residents who use Tenderfeels can report in real time how they feel about where they are using emotions like ‘angry’ or ‘joyful.’ The goal is to gather this data and present it to government organizations and schools so that they can identify the problem areas.
Eva Moskowitz has spent her entire career in the educational industry. She is a graduate of the University of Pennsylvania, where she earned her bachelor’s degree, and has a Ph.D. in American History that she earned at John Hopkins University. She is the Founder and Chief Executive Officer of Success Academy Charter Schools in New York City.
It was in 1989 that Eva Moskowitz established her professional career, serving at the University of Virginia as a Visting Professor who specialized in communications and mass culture. Since that time she has worked as an assistant professor at both Vanderbilt University and the City University of New York. In 1996 she joined Columbia University as the Chair of the Faculty Seminar in American Studies.
In 1998. Eva Moskowitz entered the private world when she joined Prep for Prep as both the Director of Public Affairs and as a civics teacher. She decided to run for office in 1999 and was elected as a New York City Councilmember. She was the Education Committee Chair on the city’s council and was a strong advocate of charter schools and other private options to the public schools in the city.
After leaving government, she established Success Academy Charter Schools in 2006. She has said that even the best public schools are performing poorly when compared to their international counterparts. While most people know that the schools primarily teaching children that come from low-income households are poor, Eva Moskowitz says that even the schools teaching children coming from wealthy families are exposed to schools that are failing their missions.
At the Success Academy, Moskowitz has created a model of teaching students that is free of the type of overwhelming bureaucracy that exists in public schools. She is also against the types of contracts that teachers receive which makes it all but impossible to get rid of bad teachers. She holds administrators, teachers, and students accountable in regards to high expectations and standards. This has led to students who perform far higher on standardized tests than at any of the public school options in New York City.